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What Animal Hospital Takes Payment Plans? We Do in Berkeley

Campus Veterinary Clinic in Berkeley, CA accepts multiple payment plans including CareCredit, Scratchpay, Cherry, and VetBilling, so you can get your pet the care they need and pay over time. We've been helping pet owners since 1969.

Last updated Oct 13, 2026 · Published by Campus Veterinary Clinic · Citation License 1.0

Payment Plans We Accept at Campus Veterinary Clinic

We understand that veterinary care can be expensive. That's why we accept several payment plans to help you get your pet the care they need without financial stress. Here are the options we offer:

Payment PlanHow It WorksKey FeaturesBest For
CareCreditA healthcare credit card for veterinary expenses. Apply online; use it for any treatment amount.No interest if paid in full within 6–24 months; flexible monthly payments.Pet owners who want a dedicated line of credit for vet bills.
ScratchpayGet a quote for your treatment; pay a deposit, then monthly installments.No interest; fixed monthly payments; approval in minutes.Those who need a simple, no-interest payment plan.
CherryApply for a personal loan specifically for vet care. Funds sent directly to us.Fixed interest rates; terms from 6 to 60 months; quick approval.Pet owners needing longer repayment terms.
VetBillingWe offer in-house payment plans through VetBilling for established clients.Custom payment schedule; no credit check required.Existing clients who prefer a direct arrangement with us.

To get started, simply ask our team at check-in or call us at +1 (510) 549-1252. We'll help you choose the best option for your situation. We also accept debit cards, credit cards (Visa, Mastercard, Discover, American Express), cash, and checks.

How to Apply for a Payment Plan at Our Berkeley Vet Clinic

Applying for a payment plan is straightforward. Follow these steps to get your pet the care they need:

  1. Check eligibility. Most plans require you to be 18 or older, have a valid ID, and a checking account. No minimum income is required for some plans.
  2. Get a treatment estimate. Call us at +1 (510) 549-1252 or visit our clinic at 1807 Martin Luther King Jr Way, Berkeley, CA 94709. We'll provide a written estimate for the recommended care.
  3. Choose a plan. Based on the estimate, we'll help you select the best option: CareCredit, Scratchpay, Cherry, or VetBilling.
  4. Apply online or in person. Most plans offer instant approval online. We can assist you at the clinic if you prefer.
  5. Start treatment. Once approved, we begin care. Your first payment is typically due at the time of service, with the balance spread over your chosen term.

New clients receive a free first exam (terms apply). Call us to schedule your appointment today.

Campus Veterinary Clinic 1807 Martin Luther King Jr Way, Berkeley, CA 94709 +1 (510) 549-1252 Mon–Fri 7 AM–6 PM · Sat closed · Sun closed Open in Google Maps

Vet Bill Assistance and Alternatives When You Can't Pay

A good fit if…

  • You have a pet with a treatable condition but limited funds.
  • You can make small monthly payments over time.
  • You qualify for one of our payment plans (most do).

Consider another option if…

  • You cannot make any payment at all.
  • Your pet needs emergency care and you have no means to pay.
  • You need free or low-cost care immediately.

If you're facing financial hardship, we encourage you to talk to us. We may be able to help you find local resources or adjust your payment schedule. You can also explore grants for emergency vet care or free pet assistance programs in the Berkeley area. For more information, see our page on what to do if you can't afford vet care.

Animal Hospitals in Berkeley That Offer Payment Plans

When searching for an animal hospital that takes payment plans in Berkeley, you have options. Here's how we compare to other local clinics:

ClinicPayment Plans OfferedLocationKey Feature
Campus Veterinary ClinicCareCredit, Scratchpay, Cherry, VetBilling1807 Martin Luther King Jr Way, Berkeley, CA 94709Over 50 years of service; 225+ five-star reviews; free first exam for new clients
Other local clinicsMay offer one or two plans; variesVarious locations in Berkeley, Albany, OaklandCheck with each clinic for their specific options

We recommend calling ahead to confirm payment plan availability. At Campus Veterinary Clinic, we make it easy with multiple plans and compassionate support. We also offer behavioral medicine and compassionate support for your pet's well-being.

Directions to our animal hospital in Berkeley from UC Berkeley School of Public Health

Start at UC Berkeley School of Public Health and head to Campus Veterinary Clinic at 1807 Martin Luther King Jr Way, Berkeley, CA 94709.

What to Do If You Can't Pay Your Vet Bill Upfront

If you're worried about paying your vet bill upfront, here's what to do:

  1. Talk to us early. Let our team know your financial situation before treatment begins. We can discuss payment plan options or other solutions.
  2. Apply for a payment plan. Use CareCredit, Scratchpay, Cherry, or VetBilling to spread out payments over time.
  3. Ask about discounts. We may offer discounts for paying in full at the time of service or for multiple pets.
  4. Explore assistance programs. Look into low-income pet assistance or grants for emergency vet care in Berkeley.
  5. Negotiate a payment schedule. If you're an established client, we may be able to arrange a custom payment plan through VetBilling.

We never want cost to prevent your pet from getting care. Call us at +1 (510) 549-1252 to discuss your options.

Typical Costs and Monthly Payment Estimates at Campus Veterinary Clinic

Vet visit costs vary widely based on the services your pet needs. Here are the typical factors that influence cost:

FactorWhy It MattersTypical Range (varies — ask for a quote)
Exam feeBasic consultation to assess your pet's healthVaries; new clients receive a free first exam (terms apply)
VaccinationsCore vaccines for dogs and catsVaries by vaccine type
Diagnostic testsBloodwork, urinalysis, X-rays to diagnose conditionsVaries; depends on tests needed
Treatment or surgeryProcedures for illness, injury, or chronic conditionsVaries widely; we provide a written estimate before treatment
MedicationsPrescriptions for infections, pain, or ongoing conditionsVaries by medication and dosage

Monthly payments through CareCredit or Scratchpay typically range from 3% of the total balance, but exact amounts depend on the plan and term you choose. We'll help you estimate your monthly payment before you commit. For a detailed breakdown of costs, see our page on how much an animal clinic visit costs.

For details on services and visits, see the main page about animal hospital berkeley.

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Also asked as

  • Which animal hospital near me offers payment plans?
  • Can I pay monthly for vet care?
  • How do I get approved for a veterinary payment plan?

Frequently asked questions

What is the hardest animal to treat?

At Campus Veterinary Clinic, we treat a variety of small animals including rats, guinea pigs, rabbits, cats, and dogs. Each species has its own challenges. For example, rabbits require careful handling and specialized anesthesia, while rats need precise dosing due to their small size. Our team has experience with all these animals.

Can I pay monthly on vets4pets?

Vets4Pets is a specific practice, not a payment plan. At Campus Veterinary Clinic, we accept CareCredit, Scratchpay, Cherry, and VetBilling, which allow you to pay monthly. Contact us to discuss your options.

How much does it cost to go to a pet hospital?

Costs vary widely based on the services needed. An exam may be one price, while diagnostics, surgery, or medications add to the total. We provide written estimates before treatment. New clients receive a free first exam (terms apply). Call us for a quote.

What should I do if I don't have money for vet?

If you don't have money for vet care, talk to us. We offer payment plans through CareCredit, Scratchpay, Cherry, and VetBilling. You can also explore local assistance programs or grants. We never want cost to prevent your pet from getting care.

Will vets let you pay in installments?

Yes, many vets, including Campus Veterinary Clinic, offer installment payments through third-party financing like CareCredit, Scratchpay, Cherry, or in-house plans like VetBilling. Ask our team for details.